Project Payday – My Honest Review


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Name: Project Payday


Price: Free, but easier to pay the $34.95 to join.

Owner: Monika St. John

Ranking: 2 out of 5, material is very old, without any updates.

The Good:

In this post I will give you my opinion of  Project Payday.

First off, no need to invest a ton of money. You don’t need a lot of technical skills to get started. You can make from $200 to $ 2,500 a month, or so they say, depending on how much time you have to devote to this program.

It starts out as a pretty simple system and supposedly  you can be up and running in no time. Are they legit or just a big waste of time? Check it out here.

If you have a computer and an internet connection you are in business. You just need to follow the step-by-step instructions. It’s as easy as that.

Not true. You have to sign up for a sponsorship which is a nightmare. You have to give your SS# which I would not do, so I checked some other sponsorships and they also wanted SS#. Project Payday offers you different ways to make money and also get free stuff by using their referral system. You need to keep getting referrals and get them to fill out the forms.

There are many flaws with this “get rich quick” system and some serious risk for you and your personal information.

Offer 1.) Fill out cost per action offers. CPA offers

Offer 2.) Referral program, get people to sign up and they get people to sign up.

A lead has to fill out an online form which goes back to the company that sponsors the CPA action.

Sometimes the company wants credit card details and other personal info which can turn some people off.

A CPA offer is when a company pays you to get people to sign up for leads to their product that they are promoting. Not necessarily to buy anything. Netflix did this when they were a new company and wanting to get exposure. and it worked very well for all involved. I don’t think Project Payday  is the same type of company.

The Bad:

You do have to sign up for one of the sponsor’s offers, which might include a nominal fee which varies.   Also there is a lot involved in getting all of the information to get set up with a sponsor.

Also, it will require some time and determination on your part. Like the saying goes,” you only get out of it what you put into it”. With that being said, check this system out and give it a try. You will not make very much money, but it might be worth looking into.

                                    Here is my favorite training program

Who is My Project Payday for?

This product is for the complete newbie who does not have a website and does not have any interest in creating one. I’ve been told that you really need your own website to be competitive in this very competitive market.

Final opinion: This might work for you if you are willing to put in quite a bit of time. But it can be worked on as much or as little as you have time for.

Plus, there are flaws in this program. Handing over your credit card details and other personal information is not something everyone is willing to do.

Project Payday is not a get rich quick scam, but you have to be willing to share serious personal information with others, and in this day and age who knows who will get their hands on it and do great damage to your financial system.


  • You can make money
  • Money will come with plenty of sweat equity
  • The money is with risk
  • The site has access to your personal information, which I’m not comfortable with.

I tried to get started with this program, but I did not want to give them my social security number so I could not become a member. I do not have any first hand information of anyone who has made money with this system.

Fortunately, I found Wealthy Affiliate, which has put me on the road to success, “The Right Way”. If you want a safe and honest training, this is it!

click here to join



Semi -Legit

Thank you for reading this article and if you have any questions please leave them below and I will get back to you as soon as possible,  I would love to hear from you. Thanks, Deanna.

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